Blanket Hazard –
Home Equity, HELOC’s & Consumer Mortgages
Eliminates individual insurance tracking
Covers residential properties, home equity, HELOCS and consumer mortgages
All-risk, broad coverage with customized deductible structure
Policy is excess over primary insurance
One annual premium for the entire portfolio
No individual property tracking required
Residential and Commercial Properties
All-risk, broad insurance coverage
Customized coverages, rates and deductibles (multi-collateral tracking)
One annual premium for insured portfolio
No individual hazard tracking required
Flood insurance still requires tracking per regulations
Policy responds if uninsured physical damage occurs to a mortgaged property